Still have questions? We’ve got answers. Email us or give us a call.
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Still have questions? We’ve got answers. Email us or give us a call.
Attorneys usually require retainer fees that are completely separate from the court-related expenses that will arise as they work to battle this debt in court.
Even if the attorney is unable to settle the matter in your favor, you will still be responsible for attorneys fees and court expenses.
With Debtor Hub, our experience, technology, and understanding of the system allow us to negotiate effectively. We don’t get paid unless you save!
For added peace of mind, we also have our own in-house legal team to protect your rights at no extra cost to you.
Unlike attorneys, Debtor Hub doesn’t charge any upfront fees, and there’s no cost to sign up. During your free consultation, one of our debt specialists will see if Debtor Hub is the right choice for you.
The average client usually pays a fee of 20-30% of the total debt enrolled; however, this fee is only paid once the debt has been settled. In addition, this fee is part of your monthly payments.
This represents a savings of up to 15%-30% compared to what an attorney would charge, and we only get paid upon settlement. That’s how confident we are that we can get the job done.
Yes, you can negotiate with your creditors yourself. However, in order to be effective, you’ll need to speak to your creditors on a regular basis, which can be very time-consuming and inefficient.
Also, once you’ve been served with a lawsuit, you need to be protected and guided by experts to be in a stronger position to optimize your results.
This is where our experts can help. Our debt negotiators have extensive knowledge of federal and state consumer laws. We also exercise the Fair Credit Reporting Act, Fair Credit Billing Act, and the Fair Debt Collection Practices to help settle your debt in a fair and timely manner.
It depends on how soon you start the process, how quickly we can work on building up your settlement funds, and how much you can afford. The faster you can save, the quicker you can get out of debt, avoid bankruptcy, and rebuild your credit.
Debtor Hub’s program is a smart choice for people with high levels of unsecured debt who are struggling with financial hardship. If you’re fighting a losing battle against rising debt, our debt settlement services may be just what you need.
Bankruptcy is an option that is generally treated as a last resort. It will remain on your credit report for 10 years, and you can be denied employment, state licenses, insurance, as well as tenancy of an apartment.
Most importantly, you can be denied virtually any type of credit with a bankruptcy on your report for several years. In addition, since the bankruptcy laws have changed recently, it is even more difficult to qualify for Chapter 7, which is the method of liquidating assets to resolve your debt. You will not be allowed to discharge alimony, child support, taxes, student loans, judgments, or any loan on the bankruptcy petition.
Under Chapter 13 bankruptcy, your debt payments are simply restructured, meaning you will still have to pay a percentage of your debts while you suffer the consequences of bankruptcy. Debt negotiation is an ideal alternative to bankruptcy.
At Debtor Hub, we always want to protect your interests, which is why we have our own in-house bankruptcy attorneys who can assist as needed at no extra cost.
Learn more about how we are helping people and businesses like yours settle their debts and get on with their lives – every day!
800.626.9574
1060 Broadway, Ste. 1037
Albany, NY 12204